BUSINESS NEWS






SBI & BOB CUT PLR TO 14 %
State Bank of India and Bank of Baroda ( BoB) has lowered its prime lending rate (PLR) to 14 per cent and interest rates for its post-shipment export credit to 12 per cent, in keeping with the slack season credit policy announced by the reserve Bank of India (RBI) on Tuesday.
The rate of interest to be charged on each advance would be decided on the basis of credit rating for the customers. The rates will range within an overall band of 14 to 17.5 per cent.
DEA FLAYS NEW RBI CREDIT POLICY
Delhi Exporters Association (DEA) has demanded zero percent interest on export credit among other demands from the new RBI credit policy. Citing the case of Pakistan which has waived export credit interest recently DEA said the Government, to encourage exports, should not charge interest on exporters.
According to DEA president, S. P. Agarwal, India has the world's highest interest rates on export credit - both packing credit and post-shipment. DEA expressed disappointment over the new RBI credit policy as there was nothing for exporters in it and demanded that export credit should be given instantly across the table on production of letter of credit or confirmed export order.
The Delhi exproters suggested that they should be allowed to retain 50 per ent of foreign exchange earned. At present, exporters are allowed to keep 25 per cent of foreign exchange earned under export earners foreign currency (EEFC) account. On the interest payable by banks on EEFC account and delayed payment to the exporters, the DEA president said the banks should give interest with retrospective effect as per the RBI directions.





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